Although not always the case, it’s often likely that an untraced driver could be driving a stolen or uninsured car so are therefore breaking the law. It’s important to remember that car insurance is a legal requirement in the UK, so not having insurance means that the guilty party is breaking the law and can expect to pay a fine, receive points on their license or be disqualified from driving.Īn untraced driver is a person who leaves the scene of the accident without leaving their details and are also known as ‘hit and run’ drivers. For example, if a person is driving a car which is insured but they, as an individual, are not insured to drive that car, then they will be classed as an uninsured driver. In the UK, third party insurance is the legal minimum insurance required and this covers injuries or damages to other people and vehicles if you’re in an accident.Īn uninsured driver is a person who is driving without any insurance or without adequate or appropriate insurance. According to one survey, there were approximately 1.2 million uninsured drivers on the road in 2013 so it’s no wonder accidents involving uninsured drivers are so common. Being in an accident with an uninsured or untraceable driver is understandably frustrating.
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